Privacy Policy

Last Updated: January 2026

At B4U Loans ("we," "our," or "us"), we value your privacy and are committed to protecting the personal and financial information you share with us. This Privacy Policy explains our data collection, usage, and protection practices when you access our website or utilize our loan consultancy and assistance services.

1. Information We Collect

We may collect personal information that you voluntarily provide to us when submitting an application enquiry, contacting us, or requesting loan guidance. This information includes:

• Contact Information: Full name, mobile phone number, email address, city, and residential address.
• Application & Financial Information: Preferred loan type, requested loan amount, employment type, monthly income, age, existing financial obligations, and details required for loan eligibility assessment.
• Technical Data: Basic usage data such as IP address, browser type, device information, and site interaction logs when accessing our website.

2. How We Use Your Information

We use the information collected strictly for legitimate business and consultation purposes, including:

• Assessing your eligibility for various loan products across partner banks and financial institutions.
• Providing personalized loan options, documentation advice, and consultation services.
• Contacting you via phone calls, SMS, WhatsApp, or email to discuss your loan requirements and application updates.
• Responding to your inquiries and delivering customer support.
• Improving our website performance and consultancy services.

3. Information Sharing & Third-Party Service Providers

B4U Loans acts as a loan facilitator and consultancy service. In order to process your loan application, we may share your relevant documentation and details with partner banks, non-banking financial companies (NBFCs), or direct lending partners with your consent. We do not sell, rent, or trade your personal data to unauthorized third parties for marketing purposes.

4. Data Security & Protection

We implement appropriate administrative, technical, and physical security measures to safeguard your personal data against unauthorized access, alteration, disclosure, or destruction. However, please note that no electronic transmission over the Internet or digital storage system can be guaranteed to be 100% secure.

5. Cookies & Tracking Technologies

Our website may use standard cookies and standard web analytical tools to improve user experience, monitor site performance, and remember navigation preferences. You can choose to disable cookies through your browser settings.

6. User Rights

You have the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete data.
• Withdraw your consent for ongoing communication or application processing.

7. Data Retention

We retain your personal data only for as long as necessary to fulfill the consultation purposes outlined in this policy or to comply with applicable statutory and record-keeping requirements.

8. Updates to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page with an updated revision date.

9. Contact Us

If you have any questions or concerns regarding this Privacy Policy or your data, please contact us at:

B4U Loans
Address: No 6/191 A1 Madhakottai Main Road, Cauvery Nagar West, Thanjavur - 613005, Tamil Nadu, India
Phone: +91 9500504672
Email: b4uloans@gmail.com